000			03728cam a2200337Ii 4500
999			_c57350 _d57350
001			on1015949978
003			OCoLC
005			20190205184446.0
008			171220t20172017nyua b 001 0 eng d
020			_a9780062567581 _q(hardcover)
020			_a0062567586 _q(hardcover)
037			_bHarpercollins, 53 Glenmaura National Blvd Ste 300, Moosaic, PA, USA, 18507-2132 _nSAN 200-2086
040			_aPNX _beng _erda _cPNX _dPNX _dOCLCO _dOQX _dUAP _dOCLCQ _dFM0 _dSBRWN _dMEU _dIUK _dTCH _dCZA _dVP@ _dSINLB _dTXNPS _dOCLCF _dYDX _dCNEDM _dCDX _dTYA _dICW _dKL8 _dFLQ _dOCLCQ _dKK2 _dQQ3 _dBDGCL _dMHD
050	1	4	_aHG179 _b.M394 2017
082	0	4	_a332.024/02 _223
100	1		_aMecham, Jesse, _d1980- _eauthor. _966736
245	1	0	_aYou need a budget : _bthe proven system for breaking the paycheck-to-paycheck cycle, getting out of debt, and living the life you want /
250			_aFirst edition.
264		1	_aNew York, NY : _bHarperBusiness, an imprint of HarperCollinsPublishers, _c[2017]
264		4	_c�2017
300			_a207 pages : _billustrations ; _c22 cm
504			_aIncludes bibliographical references (pages 199-200) and index.
505	0		_aA new way to look at your money -- Rule one. Give every dollar a job -- Rule two. Embrace your true expenses -- Rule three. Roll with the punches -- Rule four. Age your money -- Budgeting as a couple -- Slaying debt, whatever your situation -- Teaching your kids to budget -- When you feel like quitting -- You've got this.
520			_aA guide based on the tenets of the "You Need a Budget" financial platform argues that a well-planned budget can help to prioritize financial goals, reduce stress through strategic cash flow allocations, and meet the challenges of unplanned expenses.
520			_aExperience a life free of financial stress and transform your relationship to money with this indispensable guide--the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. No one should tell you what to do with your money--only you know what's most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method--four, simple rules--will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life. Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it. Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they're guilt-free, realistic, and sustainable. Age Your Money. As you repeat the first three rules, you'll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you'll have finally broken the paycheck to paycheck cycle for good. This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Don't waste another month counting down the minutes until payday. --! From publisher's description.
546			_aText in English.
650		0	_aBudgets, Personal. _971316
650		0	_aFinance, Personal. _971317
650		1	_aFinance, Personal. _971317
942			_2ddc _cNF